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Mortgage Types


There are two basic types of mortgages:

FIXED RATES-With this type of mortgage, the principal and interest are a fixed amount for the life of the loan. Fixed rates are available for 30 years, 20, 15, and 10 years.

ADJUSTABLE RATE MORTGAGES (ARM)-are loans that usually begin with interest rates lower than fixed mortgage interest rates. The interest rate, however will change at specified intervals that correlates with the current market conditions.


When you come into meet with one of our loan originators, we will discuss what option is best for your specific needs. (Need directions?)



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